My family falls at the low end of the income bracket. We have had insurance through work, been self-employed with no insurance and back around again. This time we are paying for our own insurance as a self-employed family.
My unique perspective of the health care issue does not stop at paying for insurance. I have worked in an office handling medical bills – which means I have dealt with all levels of insurance and seen how and what some of them pay. I also have a family of medical professionals – from x-ray equipment salespersons to nurses to surgeons to dentists.
From all of the angles that I have experienced, I can tell you whole heartedly that things are NOT perfect. I can also tell you that Medicare and Medicaid type programs (with the government in charge) are not the answer.
There are only two medical fields where the prices have gone down but the quality of care and technology has continued to go up – laser eye surgery and cosmetic surgery. Here the insurance does not pay so the clients/patients look for the best surgeons and the best deal.
In other words, when people have to pay for themselves or their family then they search out for the best options and the best deals. Doctors and businesses have to work to draw people to their offices. Everyone begins to do their part and the system begins to fix itself without the need for government intervention!
Thanks for sharing! I wholeheartedly agree!